Delivering certainty in regulatory testing for banks & fintechs

Hive Quality Engineering provides testing to support regulatory compliance for banks, fintechs and financial institutions, ensuring seamless regulatory approval and reducing risk in faster payments payment systems and real-time payments. Our expert-led solutions help businesses demonstrates compliance, accelerate time to market, and remove friction in their payment infrastructures.

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With increasing regulatory demands, financial institutions must ensure their systems meet stringent compliance requirements. Hive offers regulatory compliance support through testing, helping banks and fintechs stay ahead of evolving global standards, including Open Banking, PCI DSS, PSD2, SEPA, ISO 20022, COP, VOP, DORA, and cross-border regulations.

Removing friction from compliance & payments testing

Hive simplifies compliance testing for banks by combining deep industry expertise, automated solutions, and tailored consulting. We eliminate bottlenecks in financial software testing services, ensuring smooth integration and certification across payment networks.

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Certification assistance

Meet local and global financial regulations with confidence

PCI DSS compliance

Protect cardholder data & prevent fraud

DORA confidence testing

Simulate & validate compliance before audits

Payment schema compliance

Seamlessly integrate updates for local & cross-border payment networks

Expert-led financial software testing services

At Hive, we provide scalable solutions, including Testing as a Service (TaaS) and on-premise tooling, to help financial institutions achieve certainty in their compliance testing for banks and faster payments payment systems.

  • Gateway SQE – Secure and validate payment gateways
  • System Integration SQE – Ensuring compatibility across platforms
  • Real-Time Payments SQE – Faster transactions, no delays
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Customised solutions for your business

Every financial institution has unique requirements. Hive provides tailored solutions to optimise payments SQE, ensuring efficiency and seamless integration. We design bespoke payment ecosystems to fit operational needs, leverage automation tools like Iliad Software to enhance efficiency, and offer expert consultancy for ongoing compliance, certification, and optimisation.

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Industry-leading partnerships for compliance and innovation

Hive Quality Engineering Limited are looking to build and maintain a vibrant and dynamic partner ecosystem to bring better outcomes to payments testing. Watch for further announcements through 2025.

Transforming payments SQE for better outcomes

Hive is the only true end-to-end payments SQE provider, combining expert consultancy, automation, and future-proof solutions for financial institutions worldwide. Partner with Hive to streamline payments SQE and drive innovation.

  • Backed by industry leaders
  • Automated, scalable, and regulatory-ready solutions
  • Ensuring certainty and optimised performance
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Got questions?
We've got answers

We work with banks, fintechs, payment processors, and financial institutions worldwide. We can provide testing services for payments end to end for other sectors too. 

Payments SQE ensures your systems function securely and efficiently, meeting all regulatory and operational requirements.

Hive offers tailored compliance testing solutions in support of FCA, PCI DSS and other standards.

2025 sees a series of significant and important changes in the European Payments landscape. DORA focussed on systems reliability and stability recently came into effect and will require on going testing and evidencing across the payments industry. SEPA Instant Payments first phase was introduced in January and the next phase is due for October, rapidly followed by Verification of Payees. Globally ISO200022 is happening with the current dual support for legacy messages due to end with SWIFT in November.

Hive Quality Engineering with our partners have testing tools that can be used on premise or in the cloud that proved emulation on the new ISO200022 messaging formats and can be easily integrated into your inhouse testing across your lifecycle to help deliver confidence in change at pace.

Hive Quality Engineering have experienced team members in testing of both UK faster payments and Confirmation of Payee schemes, whilst the SEPA implementations are different there are significant commonality of patterns that can be used as basis of testing. Additionally, we are actively engaged in current SEPA instant payment testing and are working with our tooling partners on bringing these lessons into automated regression testing both for on premise and cloud based TaaS services.